Fiscal.ai
AI stock research terminal and financial data API for investors
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Pricing
Free · from $39/mo
Free trial
Yes
API
Yes
Company
Fiscal.ai
Platforms
What is Fiscal.ai?
Fiscal.ai (formerly FinChat) is a stock research terminal that pairs company financial data with AI tools for investors. Users can look up financial statements, run stock screens, and read earnings call transcripts from a web app.
The terminal comes in tiers. The free tier covers U.S. stocks only, with 5 years of annual financials, 1 saved screen and 90 days of transcript history. The paid Pro and Max plans add more coverage, and the help center says new users get a 7-day trial after adding a card at signup. Fiscal.ai also sells a separate API and MCP product for developers and firms that want its financial data inside their own tools. The API has a free plan covering 100 companies at 250 calls per day.
It fits individual investors, analysts and investment teams who want fundamentals, transcripts and screening in one place, and developers who need financial data feeds.
Key features
- Company financial statements and fundamentals
- Stock screener with saved screens
- Earnings call transcript history
- AI tools for stock research
- Financial data API
- MCP server access to financial data
- Enterprise plan with team billing
Use cases
Who it's for
Researching a stock
Review a company's financials and earnings call transcripts in one terminal.
Screening for ideas
Build and save stock screens to find companies that match set criteria.
Feeding data into apps
Developers can pull financial data through the API or MCP into their own products.
Team research
Investment teams can use the Enterprise plan with team billing.
Fiscal.ai pricing
From the vendor's site, checked Nov 2, 2026; we re-check prices monthly. Prices change — confirm on their pricing page.
Free
Free
- U.S. stocks only
- 5 years of annual financials
- 1 saved screen
- 90 days of transcript history
Pro
month
$49/mo or $39/mo billed yearly
- 7-day trial with card at signup
Max
month
$99/mo or $79/mo billed yearly
- Highest terminal tier
API Free
Free
- Data for 100 companies
- 250 calls/day
How Fiscal.ai compares
- Fiscal.ai has a free plan, like 2 of the 4 alternatives below.
- It offers an API, which none of the others do.
| Tool | Starts at | Free plan | Free trial | API | Open source | |
|---|---|---|---|---|---|---|
| F | $39/mo | — | ||||
T TradingView | — | — | — | Fiscal.ai vs TradingView | ||
K Koyfin | $39/mo | — | — | — | Fiscal.ai vs Koyfin | |
| T | $89/mo | — | — | — | Fiscal.ai vs Trade Ideas | |
| T | — | — | — | — | Fiscal.ai vs TrendSpider |
The closest alternatives in our directory by category. “Starts at” is the cheapest paid plan per month, as each vendor lists it.
Pros and cons
Strengths
- Free tier available for U.S. stocks
- Annual billing lowers Pro to $39/mo
- API has a free plan with 250 calls/day
- 7-day trial of paid plans
Limitations
- Free tier limited to U.S. stocks and 5 years of annual data
- Trial requires a credit card at signup
- Monthly subscriptions are non-refundable
- Self-serve API/MCP subscriptions are annual only
Fiscal.ai FAQ
Is there a free plan?
Yes. It covers U.S. stocks, 5 years of annual financials, 1 saved screen and 90 days of transcripts.
How much does Pro cost?
$49/month, or $39/month billed yearly. Max costs $99/month, or $79/month billed yearly.
Is there a free trial?
Yes. New users get a 7-day trial after adding a credit card at signup.
Does Fiscal.ai have an API?
Yes. The API and MCP are sold separately. There is a free API plan covering 100 companies at 250 calls per day.
Are refunds available?
Monthly plans are non-refundable. Annual plans can be refunded if you ask within 30 days of purchase or renewal.
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Fiscal.ai
Free · from $39/mo
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