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Microsoft Copilot vs Mistral

Pricing, features, platforms and who each one suits — side by side.

MMicrosoft CopilotFree · from $18/moVisit site
MMistralFree · from $14.99/moVisit site
VS
M

Choose Microsoft Copilot if…

  • you work on Windows, macOS
  • you're in its core audience: individuals, students
M

Choose Mistral if…

  • you want the lower entry price ($14.99/mo vs $18/mo)
  • you need an API to build on
  • you want open source you can self-host or audit
  • you work on VS Code, JetBrains, Self-hosted
  • you're in its core audience: developers, enterprises with data-control requirements

Side by side

Feature Microsoft Copilot Mistral
Pricing modelFreemiumFreemium
Starting price$18/mo$14.99/mo
Free plan
Free trial
API
Open source
Trains AI on your content—Yes, unless you opt out
Data retention—Vibe input/output kept until you delete conversation or account
Web search
File upload & analysis—
Image generation
Voice conversations—
Memory—
Custom assistants—
App connectors / MCP—
Runs locally—
PlatformsWeb, Windows, macOS, iOS, AndroidWeb, iOS, Android, API, VS Code, JetBrains, Self-hosted
CategoryAI ChatbotsLocal & Open Models
CompanyMicrosoftMistral AI
Based in—France
Founded—2023
Part of——

Key features

M Microsoft Copilot

  • Chat for brainstorming, summarizing and planning
  • Web-grounded answers for research
  • Content drafting and image generation
  • Researcher for in-depth research
  • Guided Learning study mode
  • Notebook for organizing projects
  • Copilot inside Word, Excel, PowerPoint, Outlook and Teams on business plans
  • Pre-built agents for research and data analysis

M Mistral

  • Open-weight models that can be self-hosted
  • Model customization on your own data with Forge
  • Terminal coding agent powered by Devstral
  • VS Code and JetBrains plugin with tab completion
  • Remote coding agents in isolated sandboxes
  • Custom MCP connectors and 100+ app connectors
  • Spreadsheet, slide and image generation in chat
  • Scheduled prompts, agents and workflows

Plans and prices

From each vendor's site. Prices change — confirm before buying.

Microsoft Copilot

FreeFree
Microsoft 365 Copilot Business (add-on)$18/user/mo billed yearly (first-year promotional price); $25.20/user/mo monthly
Microsoft 365 Business Standard with Copilot$23.50/user/mo billed yearly; $28.20/user/mo monthly
Microsoft 365 Business Premium with Copilot$32/user/mo billed yearly; $38.40/user/mo monthly

Mistral

FreeFree
Pro$14.99/mo excluding taxes
Team$24.99/user/mo excluding taxes
EnterpriseCustom

Strengths and limitations

Microsoft Copilot

  • Free tier available with a Microsoft account
  • Apps for web, Windows, Mac, iOS and Android, plus Microsoft Edge
  • Works inside Microsoft 365 apps on business plans
  • Free tier has usage limits on some capabilities
  • Advanced business features such as Cowork and Autopilot are billed by usage on top of the license
  • The $18 add-on price is a first-year promotion and requires an eligible Microsoft 365 Business plan

Mistral

  • Free plan includes chat, coding sessions and image generation
  • Models can be self-hosted, on-prem or in your VPC
  • Students can get Pro for $5.99/mo
  • Pro includes $15/mo in API credits
  • Commercial self-hosting requires a separate Mistral license
  • Paid plans are subject to fair usage limits
  • Enterprise pricing is available only through sales

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Built from each vendor's public website; we haven't tested them hands-on. Editorial policy