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Pilot vs Wise

Pricing, features, platforms and who each one suits — side by side.

PPilotFrom $99/moVisit site
WWisePaidVisit site
VS
P

Choose Pilot if…

  • you want to trial it before paying
  • you're in its core audience: startup founders, small business owners
W

Choose Wise if…

  • you work on iOS, Android
  • you're in its core audience: tutoring businesses, online schools

Side by side

Feature Pilot Wise
Pricing modelFree trialPaid
Starting price$99/mo—
Free plan
Free trial
API
Open source
Data retentionKept until deletion request; tax data at least seven yearsNon-premium data deleted if no purchase within 7 days of expiry; unshared recordings deleted after 7 days
Security and compliance—GDPR
Bill pay—
QuickBooks/Xero sync—
Reconciliation—
Forecasting—
Human experts included—
PlatformsWebWeb, iOS, Android
CategoryFinance & AccountingTools for Teachers
CompanyPilot.com, Inc.Wise Leap Technologies Private Limited
Based inUnited StatesIndia
Founded——
Part of——

Key features

P Pilot

  • AI transaction categorization and account reconciliation
  • Monthly book close with financial reports
  • AI answers about past transactions and cash flow
  • Cash flow scenario modeling
  • US-based dedicated bookkeeping team
  • Business tax filing and R&D credit services
  • Fractional CFO advisory and fundraising support
  • Outsourced payroll, AP, AR and stock administration

W Wise

  • In-platform Zoom sessions with automatic recordings
  • Two-way Google Calendar sync and time zone adjustment
  • Automated invoicing, reminders and recurring auto-charging
  • Tutor payroll with split payments
  • AI-generated student performance reports
  • AI session summaries shared after each session
  • Branded iOS and Android apps
  • Session reminders by email, SMS and push

Plans and prices

From each vendor's site. Prices change — confirm before buying.

Pilot

Bookkeeping Essentials$99/month
Bookkeeping CoreContact sales
Bookkeeping CustomCustom
Tax - Single Member LLCFrom $1,000/year
Tax - Partnerships & S-CorpsFrom $2,000/year
Tax - C-CorpsFrom $2,450/year
CFO BasicFrom $1,750/month billed annually
CFO EssentialsFrom $3,150/month billed annually
CFO CustomFrom $5,250/month billed annually
Operations StarterFrom $750 one-time
Operations EssentialsFrom $850/month

Wise

Pay Per Session0.69 per session (currency not stated)
Pay Per Seat0.69 per seat (currency not stated)
EnterpriseCustom

Strengths and limitations

Pilot

  • Entry bookkeeping plan priced at $99/month
  • Pricing for tax, CFO and operations services is published
  • Combines AI tooling with US-based bookkeepers and CFOs
  • Free tax extension included in tax plans
  • Tax and operations plans must be bought with Pilot Bookkeeping
  • Core and Custom bookkeeping prices require contacting sales
  • CFO plans start at $1,750/month
  • Not a public accounting firm, so it does not provide licensed CPA services

Wise

  • Usage-based pricing from 0.69 per session or per seat
  • Unlimited students and tutors on the Pay Per Session plan
  • 0% processing fees listed on paid plans
  • Many integrations, including Stripe, Zapier, Moodle and WhatsApp
  • Pricing page does not state the currency
  • Enterprise pricing is only available from sales
  • No public API documentation found on the pages

More comparisons

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Built from each vendor's public website; we haven't tested them hands-on. Editorial policy