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Intercom Fin vs Vapi

Pricing, features, platforms and who each one suits — side by side.

IIntercom FinFrom $49.50/moVisit site
VVapiFree · from $29/moVisit site
VS
I

Choose Intercom Fin if…

  • you work on Slack, WhatsApp
  • you're in its core audience: customer support teams, ecommerce businesses
V

Choose Vapi if…

  • you want a free plan to start with
  • you want the lower entry price ($29/mo vs $49.5/mo)
  • you're in its core audience: developers, customer support teams

Side by side

Feature Intercom Fin Vapi
Pricing modelFree trialFreemium
Starting price$49.5/mo$29/mo
Free plan
Free trial
API
Open source
Trains AI on your contentYes, unless you opt outYes
Data retentionData deleted within 30 days after opting out of fine-tuningDepends on customer config; free plan 14 days raw data; deleted on request
Security and complianceSOC 2 Type II, ISO 27001, ISO 27701, ISO 42001, HIPAA, GDPRSOC 2, HIPAA, PCI DSS
AI voice/phone agent—
Omnichannel inbox—
Human handoff—
AI takes actions—
Shopify/ecommerce data—
Help center/portal—
HIPAA compliant—
PlatformsWeb, API, Slack, WhatsAppWeb, API
CategoryCustomer SupportAI Agents
CompanyIntercomVapi Inc.
Based in—United States
Founded2011—
Part of——

Key features

I Intercom Fin

  • Resolves conversations across chat, email, voice, SMS and social
  • Procedures for multi-step tasks like refunds and account updates
  • Works with Intercom, Zendesk, Salesforce, HubSpot, Freshdesk
  • Simulations and regression testing before changes go live
  • Insights, QA tools, alerts and recommendations
  • Connects to systems through API, Data Connectors and MCP
  • Supports dozens of languages around the clock
  • SSO, SCIM, and data hosting in the US, EU or Australia

V Vapi

  • Configurable voice, conversation flow and telephony
  • Call testing and simulation before going live
  • Real-time call monitoring and observability
  • Built-in AI conversation guardrails
  • Twilio, Vonage, Telnyx and Vapi SIP telephony
  • Model providers passed through at cost
  • SSO, OAuth and RBAC access controls
  • SOC 2, HIPAA and PCI compliance

Plans and prices

From each vendor's site. Prices change — confirm before buying.

Intercom Fin

Fin with your current helpdesk$0.99 per outcome (50-outcome monthly minimum, about $49.50/mo)
Fin with Intercom helpdeskFrom $0.99 per outcome + $19 per seat/mo
Pro add-onFrom $100/mo
Copilot add-on$35 per user/mo
Fin VoiceCustom

Vapi

No Success Package$0 to start, $0.05/min hosting
Core$29
Pro10% of Vapi hosting fee, $999/mo minimum
PremierCustom

Strengths and limitations

Intercom Fin

  • 14-day free trial with unlimited outcomes and no credit card required
  • Works with existing helpdesks, not only Intercom
  • Pay per outcome, with no charge for unresolved handoffs
  • Certifications include SOC 2, ISO 27001 and HIPAA
  • 50-outcome monthly minimum
  • Qualification outcomes cost $9.99 each
  • Fin Voice pricing is custom and limited to select customers
  • Analytics and Operator features require the Pro add-on, from $100/mo

Vapi

  • $5 free credits and no minimum minutes to start
  • Model provider costs passed through with no markup
  • Unlimited agents on every plan
  • SOC 2, HIPAA and PCI compliance
  • The hosting fee and provider costs add up; the page estimates $82–$129 for 1,000 minutes
  • HIPAA compliance is a $2,000/month add-on
  • The free tier has no support SLA and allows only 4 concurrent calls
  • Pro requires a $999/month minimum

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Built from each vendor's public website; we haven't tested them hands-on. Editorial policy